NexCFO AISpecialist agents. One governed workflow.
Each NexCFO agent owns one finance job, works on your own data, shows its reasoning — and waits for a named person to approve.
Seven steps. One of them is yours.
Every NexCFO agent runs the same loop. The approval step is built in, not an option.
- 01
Monitor
Watches your ledger, bank data and deadlines.
- 02
Analyse
Finds patterns, risks and what changed.
- 03
Decide
Works out the best next action, with reasons.
- 04
Recommend
Prepares a draft, a run, a report or an alert.
- 05
You approve
A named person approves. Nothing leaves without it.
- 06
Execute
Carries out exactly what you approved.
- 07
Learn
Learns from your decisions each cycle.
Learn feeds back into Monitor: each approval, edit or rejection teaches the agent how your business works.
Agents share one memory of your business.
Shared finance memory
Every agent reads the same ledger, customers and history, so their work agrees.
Handoffs between agents
An agent can open work for another: a late payment triggers a forecast re-run.
One brief, not five alerts
The AI CFO turns everything into one short list of decisions.
Example: a late payment
How four agents turn one late payment into one decision.
Example workflow
Collections Agent spots a payment 21 days late
Unusual for this customer, who normally pays within terms.
Cash Forecast Agent re-runs the 13-week view
The late payment opens a gap below minimum cash in week 6.
AI CFO weighs the options
Speed up other collections, defer a non-urgent supplier payment, or draw on the credit line.
Compliance Agent checks the timing
No tax or filing deadline clashes with the recommended option.
You receive one recommendation and decide
The situation, the figures, three options and a recommendation, before 8 am.
Your AI finance team, by domain.
Every agent carries an honest status. Today NexCFO is in product preview: the agents below marked Preview run end-to-end in our demo environment on sample data, and we are onboarding our first customers.
- PreviewWorking end-to-end in our demo environment on sample data. Not yet with customers.
- In developmentBeing built now.
- RoadmapPlanned. Not yet built.
Orchestration
Coordinates every agent and briefs you.
Receivables
Next on the roadmap: Credit Risk Agent
Payables
Close & Reconciliation
Next on the roadmap: Close Agent, Anomaly Watch Agent
Cash & Forecasting
Next on the roadmap: Treasury Agent
Reporting & FP&A
Reporting Agent
PreviewPrepares the monthly management pack with commentary, ready for review on day one.
DetailsBudget & Variance Agent
In developmentExplains budget-versus-actual variances in plain language.
Next on the roadmap: Board & Investor Agent
Tax & Compliance
Next on the roadmap: Audit Readiness Agent
Every output shows its working.
Each recommendation links to the question, the steps, the data used and the approval. Nothing is a black box to your auditor.
“Which customers should we chase today?”
Read 214 open invoices across two entities
Compared each customer with their own payment history
Scored the chance of payment this week
Weighed amount, days overdue and relationship notes
Ranked today’s chase list and drafted messages
Output: 4 reminders and 1 call request, waiting for approval
Each item links to the invoices and history it usedProduct preview · sample data
The work is done before you arrive.
Your part takes minutes, on your phone.
Illustrative weekday
- 06:00
Reconciliation Agent
Bank lines matched. Three differences explained.
- 06:30
Cash Forecast Agent
13-week view refreshed. Week 6 dip flagged.
- 07:15
Collections Agent
Chase list ranked. Four reminders drafted.
- 07:45
AI CFO
Morning briefing sent: cash, risks and three decisions.
- 08:10
You
Approve two reminders and the call list on your phone. Four minutes.
- 11:00
Payables Agent
Duplicate bill held before this week's payment run.
- 16:00
Compliance Agent
Filing reminder: 7 days to go, checklist attached.
- 18:00
All agents
Every action logged with who, what, when and why.
AI that answers to you.
Human approval
No payment, filing or external message goes out without a named person's yes.
Complete audit trail
Every action recorded: who, what, when and why.
Reasoning you can inspect
Every output shows its working and the data it used.
Role-based permissions
Decide which agent sees what, and who approves what.
Autonomy you set per agent
| Autonomy level | What the agent may do | Status |
|---|---|---|
| Observe | Read data and report. No drafts, no actions. | In implementation |
| Draft for approval | Prepare work that waits for a named person. The default for every agent. | In implementation |
| Pre-approved routines | Repeat a routine you have approved in advance, within limits you set. Always logged. | Roadmap |
Start with one agent.
- 01
Connect
Read-only access to your accounting data and bank statement files.
- 02
Activate one agent
Usually Collections or Reporting.
- 03
Run in parallel
Compare the agent's work with your current process before relying on it.
- 04
Measure
Days to collect, days to close and hours saved, tracked from the start.
See NexCFO on your own numbers.
A 30-minute walkthrough with the founder. Read-only access, no commitment.